Ok, after playing with it for a few days, here is what I know for sure now:
If I hit F5, it just loads whatever gear set I had when I first loaded my profile.
If I hit "refresh from armory", it does exactly that. Loads whatever is currently in the armory.
If I manually load the .lua file, it will work ONE time, but if I change my gear, save it again, and try to load a 2nd time, it reverts back to the 1st gear save. I have to completely exit my browser in order to reset this.
All in all, it seems the client program does not work at all when working with specific profiles.
Any help would be appreciated, because I LOVE this program, and I want to get to where everything is working correctly on my end, thanks!